25,000 Euro for your company with #Microcredito5Stelle

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“They are getting rid of workers rights with the “Jobs Act”; but the M5S is aiming to give people back their rights with the “citizen's income”. They are stealing the rule of law with the big infrastructure projects; whereas we are coming up with solid proposals to fight corruption and shady business deals. They are hanging on to 4 digit pay packets; whereas the M5S parliamentarians are giving back half of their salaries and they’re also giving back any money classed as “expenses” that is not actually backed up with receipts.
We have now got to a sum of 10 million euro and we’re giving this money back to those people in Italy that want to take a chance with a new activity that could possibly create both jobs and wealth. Finally the microcredit fund has got off the ground and it is operating thanks to money from the salaries of the M5S spokespersons. For nearly two years we have had a hard battle and in the end, we’ve got the two implementing decrees that make it possible to use the specific budget chapter, to identify who is eligible and to prepare the application forms needed.
The maximum amount for the initial loan is 25 thousand Euro (with the possibility of a further 10 thousand, for a total of 35 thousand Euro). No collateral is required. It’s enough to have a business plan and an idea that is sustainable for a company. The money is loaned for up to 7 to 10 years at very low rates of interest.

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At the start, this could provide finance for about 2 thousand companies thanks to a fund amounting to nearly 50 million Euro (40 milion plus a leverage effect that generates an additional 8 million from financial institutions). And it’ll be a revolving fund that is always being topped up as loan repayments are made and as more money is paid into it from the salaries of M5S and from the Ministry of Economic Development.
A citizen can organise financing via the website of the Ministry of Economic Development and if things go well, the website issues a certificate that can be taken to a bank to get the cash.
The most important thing is that the operation of the fund is guaranteed and is not dependent on an evaluation of the financial position of the person asking for the microloan. We are always going to insist on transparency, but we cannot attempt to influence the decisions (that would be a crime). So it’s not about managing this, but keeping an eye on it.
Who can benefit from the money that the M5S parliamentarians have given up? The loans are available for any individual who has been a sole trader for less than 5 years, a company that is a simplified Srl, an association, a cooperative (with up to ten employees) and micro-companies (with up to five employees).
The money from the microloan can be used to buy goods or services connected to the activity, to pay the employees or to provide training aimed at getting individuals into the world of work.
Thanks to pressure from the M5S, the State has finally started to manage the system for providing microloans (up until now, these have only been available at a regional level) and it was given legitimacy a long time ago with the Consolidated Banking Act.
Let the country of honest people offer a hand to the ones that want to give the country a new start. Italy lift up your head and look to the future." M5S parliament

Posted on March 4, 2015 at 06:08 PM in | Post a comment | ListenListen
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The mafia has won

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>>> This evening Luigi Di Maio, will be one of the guests of Giovanni Floris on the programme “Di Martedi,” broadcasting on La7 starting at 9:10 pm <<<<<<<<<<<<

“In the last few days, in Palermo, we’ve seen the event called “Leopolda sicula” organised by Davide Faraone. It’s said to be about participation, about the fight against the mafia, about the new politics that is doing without the concept of “clientele”. As it happens, Faraone has everything needed to talk about these topics that he is very familiar with. In fact, in March 2008, according to a statement issued by the Carabinieri, he went to the home of Agostino Pizzuto, nicknamed “Basettone” {mutton chops}, the boss of the San Lorenzo-Resuttana clan, to ask for support in the elections. Pizzuto housed the clan’s arsenal and has been sentenced to 8 years in prison for mafia crimes and for extortion and he has been sentenced to 10 years for possessing weapons. The "Basettone" was found to be in possession of two semi-automatic pistols, two revolvers, two Croatian-made machine guns with silencers, a pump-action rifle, a hand grenade, thousands of rounds of ammunition for various calibre of weapon, even those from the war-time and a bullet-proof vest. Here you can read the conversation overheard with a covert listening device in Antonino Caruso’s car.
On the topic of “clientele”, Faraone has demonstrated his knowledge during the PD primaries for the city of Palermo; in fact, the cooperative for unemployed people called "Palermo Migliore" {a better Palermo} gathered in votes by promising a job with the cooperative, if Faraone were to become mayor of Palermo. In the video that bears witness to this, the people explaining the procedure refer to “voto di scambio” {vote-buying}. Faraone denies this. He says there’s a mud-slinging machine. He prefers not to admit that there’s this “change” in style following Renzi’s ideas. These facts almost cast ridicule on the people who investigated him for embezzlement.

...

Faraone wanted to draw attention to the fact that the energy of the PD in Sicily today is the same as that of the famous 61 to 0 when the “Casa delle Libertà” party wiped out the Centre Left in 2001. However, there was no reference to the fact that the founder of that “Casa delle Libertà” party and the protagonist of that result was Marcello Dell'Utri who was found guilty of mafia crimes. Even today, the PD in Sicily has authorised the drilling, has provided protection to the usual clientele and has thrown out the M5S proposal to abolish the annuity to the people found guilty of mafia crimes. A clear message to the country." Riccardo Nuti

Posted on March 3, 2015 at 04:32 PM in | Post a comment | ListenListen
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Passaparola - I get rid of asbestos without polluting, and making a profit, by Prof. Norberto Roveri

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ARTICLE: Asbestos risk in 100-thousand Km of drinking water pipes, by Vito Titore
ARTICLE: Casale Monferrato, Asbestos cemetary

There are no less than 34-thousand sites in Italy contaminated by asbestos, a figure that is destined to increase since the INAIL, the Ministry of the Environment and the Regions are still busy mapping these sites. There is also asbestos in water pipes, rooves of old houses and indeed there is asbestos in places that you would least expect. Asbestos kills. It must be disposed of, avoiding the release of asbestos fibres into the air and also protecting the workers assigned to this task. Prof. Norberto Roveri of Bologna and his team of Italian researchers who are at the forefront have come up with an innovative method that enables us to eliminate asbestos and thereby produce other marketable materials. The process has been patented and is attracting attention worldwide. Today we are going to tell you his story. Contribute to the discussion by providing a comment or a personal testimony.

Blog - When did you start studying asbestos?
Prof. Norberto Roveri - Good day to you all. I am a Professor of chemistry and I lecture in general chemistry at the Bologna ’University. I have been involved in academic research since 1972, but it was only in 2000 that my group and I began studying asbestos fibres because we realised that very few chemists had ever studied asbestos. Mostly it was the doctors and biologists that studied the illnesses caused by asbestos, as well as the geologists, and we immediately understood why.

VIDEO: PROF. MUTTI EXPLAINS HOW ASBESTOS MAKES YOU ILL
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When we study this fibre from a chemical perspective we notice that the fibres are extremely heterogeneous. Obviously every sample differs from all others and this is true of anything that is mineral in nature, but asbestos fibres are different at the nano-level, depending on where the fibre grows: if it finds aluminium then it grows in one way, if it finds iron or if it doesn’t find it, it can even become a non-toxic flat crystal. So how do you study various samples chemically if the results are going to be totally inconsistent? It is from this question that we got the idea to grow them for ourselves in the laboratory! After a year of work we managed to synthesise asbestos , a beautiful, nanometric, perfect kind of asbestos, but why, you ask? Well, because it only had magnesium and absolutely no contaminants. This led us to scientific success because, for the first time ever, we had a reference standard to work with: clean, non-toxic asbestos fibre. In 2008 we read an article written by a researcher from the east, who was saying that: the lactus bacillus casi damages asbestos fibre. But where do you find this lactus bacillus casi? Well, in milk cells! Great, so I went to a cheese factory near Bologna and I took these tanks of whey (it was July and although whey is not acid in and of itself, in fact in normally has a PH of 5/6, but when the weather is as hot as it was in Bologna that year, the bacteria, the metabolites make the whey more acidic). Having returned to the laboratory we took a glass container and filled it with shards of fibre cement and whey, so what did we discover? Well, it produced bubbles. It was the CO2 because fibre cement (as in fibre cement pipes and all types of fibre cement products) contains 85% cement, which is a carbonate that forms CO2 in an acidic environment while the calcium ions remain in the liquer; 10% of it is asbestos fibres and another 5% is just sand (the sand used for plastering purposes). After a while we noticed that there were no more bubbles being produced because the all the carbonate and cement had dissolved. So what was left on the bottom? Freed asbestos fibres. That’s when we thought: when we put high-silicon magnesium in a reactor we ended up with the fibres in a basic environment, so now that we have the separated fibres in an acidic environment, let’s turn the reaction around completely and we should land up with higher silicon magnesium. We tried it and it worked. What does this mean? It means that if you have clean asbestos fibres, in other words without the cement (which can be removed very simply by submerging the asbestos in whey) you land up with magnesium. Magnesium is a very expensive metal because there are no magnesium quarries, it is extracted from seawater by means of an electrochemical process. This means that a number of elements can be obtained from the liquer resulting from the destruction of the asbestos fibre, elements such as magnesium and other even more expensive metals. This process not only allows us to get rid of asbestos but also to increase profits! So we patented the process.

Blog - How does the process actually work?
Prof. Norberto Roveri - Our experiment was tested in the laboratory. You put in fibre cement in a 1:2 ratio, in other words one ton of fibre cement to two tons of whey. It dissolves in the whey so none of the asbestos fibres get into the environment and without generating any asbestos fibre dust. Once all the cement has dissolved and the CO2 has been set aside (the carbon dioxide is collected in balloons housed inside tanks), all that remains are the asbestos fibres at the bottom of the vessel. The liquer that is left floating on top of the fibres is in fact a liquid containing calcium and is not a waste product at all. If we let the CO2 that we set aside earlier bubble through this liquid, it becomes calcium carbonate or calcium hydroxide. It also contains bacteria and so we can obtain water paint. If we want to make latex paint we add glue, vinavil or something of that sort. So, with our process you already obtain a water paint that, by one of two applications, provides either calcium carbonate or CO2 that can be liquefied, for which there is a specific market.

Blog - And the asbestos that is left behind?
Prof. Norberto Roveri - The asbestos fibres left behind go into a second reactor vessel where they undergo heat treatment at 180/150° in an acidic environment. By adding more whey, some phosphoric acid and at a pressure of 6 atmospheres, the asbestos fibres are completely destroyed. Having been broken down, what has become of the asbestos fibres? A dark liquer that contains magnesium, nickel and manganese. An electrochemical process then separates the various metals that we are interested in and what is left on the bottom are some boiled bacteria because they have been cooked at 180° and nitrogenised because the bacteria contain nitrogen. What we are left with are some phosphates, such as phosphoric acid. We add a bit of potassium and what we land up with is bog standard fertiliser: potassium, nitrogen and phosphorus. So this is no longer a waste product and it must not leave the plant as a waste product but as a fertiliser . This is also a valuable commodity and that’s a good thing that we would not have had if we hadn’t destroyed the asbestos to produce magnesium, other metals, water paint, liquefied CO2 and fertiliser. This process provides returns of at least 600/800 Euro per ton, but why? Well, because a ton of fibre cement contains about 100Kg, or roughly 10%, asbestos fibres and 100Kg of asbestos contains 40Kg of magnesium, plus all the other products that I mentioned earlier, so for the first time ever, there is a process that makes it profitable to destroy asbestos.

Blog - Is it the only way?
Prof. Norberto Roveri - No, but just think how a disposal dump is made up: it is a stone quarry in which they lay a plastic polymer sheet along the walls to isolate it, as well as these one-ton packs of fibre cement bundled in packets and isolated. They put down a layer (of fibre cement) on the bottom, cover it with a layer of soil and then they pass over it with trucks (that press it down and crumble everything) and then lay down a second layer of these packs of fibre cement. Passing over the surface with trucks crushes the mass and compacts it, making the layer thinner, and so on and so forth. So what do you get over time? What you get is an accumulation of asbestos, obviously mostly crushed, sitting in plastic. When the insulating plastic sheet eventually gives way from the outside in, all that asbestos will be ready and waiting to get into the underground waters, contaminating them too. All we have done is gather together in one place all the polluting substance that used to be spread out over many rooves spread out over a huge area. What does the EU have to say about this? They tell you that by the year 2020 there should no longer be any dumps or incinerators . Meanwhile, everyone living in the vicinity of a dump are exposed to risk.

VIDEO: "ASBESTOS IS KILLING ME AND I WANT JUSTICE "
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We have to come up with some other alternative: it may be a good idea to extract all the asbestos previously dumped in this way and to treat it in the manner described.

Blog - Is there any risk to the people that are involved in your research?
Prof. Norberto Roveri - There is no risk to the people working in this field because the fibre cement is crushed under water, in a liquid, so no asbestos fibre is released into the air and the system is also sealed to prevent possible inhalation of gasses. A unit such as this is capable of destroying all the asbestos produced in an area , so this should prevent the long-distance transportation of material containing asbestos as we are doing at the moment. The reason for this is that at the moment there are very few dumps equipped to handle asbestos so 3, 4 or 5 small units like this one can be built in each region. Every region could have its own collection point.

Blog - How much does it cost?
Prof. Norberto Roveri - The price of units such as this can vary depending on size. Perhaps the smallest version, the one costing 3 to 4 million Euro would be best because the initial cost could be amortised over two or three years: a result that fewer and fewer of these plants are able to achieve.

Blog - Is there anyone here in Italy that has shown any interest in these units?
Prof. Norberto Roveri - Yes indeed. The first contacts we received were from the Lecce and the Puglia Region since they have a lot of whey to get rid of, and a unit is currently being commissioned near Lecce . What I wanted to say was that perhaps the biggest obstacle is the fear that permission will not be granted for the units to operate, not only the construction permits, but that that this could raise unforeseen problems for the investors if the units cannot be made to work full-time because obtaining permits and bureaucratic delays could cause holdups.. Italian businessmen fear the bureaucracy in this field so until such time as one of these units is authorised and operational and the Ministry has been able to satisfy itself that there are no associated problems and finally opens the doors to this method, I believe that the fear of construction and not getting the necessary permits will remain the biggest obstacle. However, once one of these units has been set up, after a while it will be reasonable to request a permit for another, similar unit and authorisation should be automatic. For a businessman there is always a small risk that he may not get any return on his investment. Spread the word!

Posted on March 3, 2015 at 02:23 AM in | Post a comment | ListenListen
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Don’t vote in the PD primaries - Roberto Saviano

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Watch Roberto Saviano’s video appeal

"Tomorrow (Today, editor])don’t go and vote in Campania’s PD primaries. This is my advice. The candidates are an expression of the politics of the past. The outcome of these elections will be determined by vote-buying. Packages of votes are ready to go to one candidate or another in exchange for positions in the regional cabinet. And what’s more, the agreements made with Cosentino will be what determines the outcome. The PD primaries were meant to be tools for opening up to the people and getting people to participate, but it hasn’t worked out like that (have a look at what happened in Liguria). As long as there are no laws regulating them, they will just be used as shortcuts for certain groups that hold power. Don’t give them legitimacy. Don’t go and vote." Roberto Saviano

Posted on March 1, 2015 at 06:01 PM in | Post a comment | ListenListen
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No more banking speculation ever again!

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“Banking reform can bring about the growth of a country’s economy. It can contribute to the creation of new jobs and the decrease in taxes. Before explaining that, we need to analyse the ever-recurring cycles of human history that make banking reform a necessity today."

ONE SINGLE CAUSE OF TWO CRISES
Immediately after the great crisis of 1929, F. D. Roosevelt, the President of the United States, turned to savings to put up a defence against the speculation that had become rife. In 1933 with the Glass-Steagall Act, traditional banking activity was separated from investment banking activity with no ifs and buts. Sixty six years later, the world of politics gave way to the sharks of Wall Street The US Congress that had a Republican majority tore up Roosevelt’s reforms. Clinton, the Democrat, produced the counter-reform.
History repeated itself with the great economic crisis that started in 2008. The banks used the force of their universal model to carry out speculative activity and to think exclusively of easy profits for themselves while no longer helping the small and medium sized companies and the real economy. It is the “public authorities“ that intervene using the money of citizens and taxpayers when something goes awry.

This is how it works:
A) the direct save. Banking Institutions are saved by governments drawing on the public purse: Fortìs was saved by the Benelux countries, Hypo was saved by Germany, Northern Rock and the Royal Bank of Scotland were saved by the British. To save its financial empire, Her Majesty’s Government paid out 625 billion euro, while spending 145 billion euro for health care and 104 billion euro for education. Who’s giving the orders? The people or the world of finance?
B) the indirect save. Behind acronyms like SMP, ESM, TLTRO, and QE, there’s the attempt to help the banks to sort out their accounts that are in the red. And this is all orchestrated by Mario Draghi’s ECB.
To stop this from happeneing in the future, we need a real reform of the system. We need to ensure that banks don’t speculate with the money of savers and current account holders.



...

M5S EUROPE’S PROPOSAL
To avoid new crises occurring in the future, the 5 Star MoVement’s proposal (put forward in amendments that have been presented) is to bring in a modern Glass-Steagall Act in this way:
- strict and obligatory separation between the traditional credit activity and the activity of speculation and investment.
- prohibition on banks having part-ownership of non-financial companies, thus avoiding dangerous conflicts of interest.
- permanent disqualification of any manager that violates the regulations.
- exemption from the regulations for the small banks that operate below certain thresholds in terms of the value of speculative activity in financial statements.
We need to return to the model of Roosevelt’s Glass-Steagall Act: on one side the traditional banks only carrying out activities supporting the real economy (collection of savings and providing loans to small and medium sized businesses) that enjoy state guarantees, and on the other side, the investment banks that continue their speculative activities without public guarantees, and thus they are free to go bust without being saved with money from the tax payers.
Banking separation is above all, a reform of fiscal policy. Austerity came into being because the countries have to save the billions of Euro needed to save the banks. To prevent the return of crises like that, is the necessary pre-condition to construct those political actions that everyone is waiting for: tax cuts and the introduction of a citizen’s income.” M5S Europe

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SIGN FOR THE EURO


Find the signing table that’s nearest to where you live by clicking on this map. You can add your signature for the popular law that will make it possible to have a referendum to decide on the future of the Euro. Click on the map:
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Your contribution to the referendum is important. It will allow citizens to choose whether or not to leave the Euro:
- organise your own signing station and indicate the details on this map (constantly updated)
- download, print and hand out the fliers (1. Reasons for an exit from the Euro 2. Frequently Asked Questions about the Euro)
- tell all your friends and acquaintances about this new website dealing with the referendum http://www.beppegrillo.it/fuoridalleuro

Posted on February 28, 2015 at 10:43 AM in | Post a comment | ListenListen
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Naples: see Itron and die

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“In Naples there are 46 families at risk of having no income and no future because of the American multinational that is taking action based on just speculative ideas while forgetting its own industrial objectives. The Itron Group, has an annual turnover of 1.9 billion dollars, and it produces methane gas metres in Naples. It’s got an efficient factory with excellent ROI indicators, plenty of orders from all over the world, from the Emirates to Bolivia, and from Pakistan to Australia. Now this American giant has decided to close down this factory and concentrate production in Rheims, in France. A move dictated solely by financial considerations. And there are unverified rumours that there’ll be a brand new factory in Romania, where labour costs are about half what they are in Italy.
The owners did try to close down a factory in Germany, but they had to give up because of strong government opposition. In Italy, on the other hand, the political sector hasn’t used sufficient power to stop the closure. And the company management struck a blow to the soft underbelly of our government. The protesting employees have found support from the M5S that has taken action to convene a meeting with the Ministry of Economic Development. The factory is due to close by 31 March. But in a meeting to be held in the next few days, we intend to ask for another month so that we can ascertain whether Itron might be willing to sell and whether there are potential buyers that could potentially manage a viable company. One possible buyer could be Italgas, owned by SNAM that is owned by CDP via CDP RETI. Well, this is a player on the periphery of the public sector that is already one of the major clients of Itron Napoli and with an overall investment of about 4 million euro, it could nationalise this company and produce its own gas metres in-house. We will monitor the situation and check that it has a positive outcome. We’ll keep you informed. While the government is absent and Italy is losing pieces of its industrial heritage, the M5S continues to stand alongside the workers and the territories that need defending.”
M5S parliament

 

Posted on February 26, 2015 at 07:05 PM in | Post a comment | ListenListen
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List all the posts of February 2015

Beppe Grillo Meetups

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Groups 372 Members 76.596
Cities 281 Countries 10

Books and DVDs

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Check out the books and DVDs of Beppe Grillo (service in Italian)

Initiatives


Clean Up Parliament

Map of Power


Awards

Webby award
14th Annual Webby Awards Official Honoree Selections

Interviews


Tegenlicht - Beppe Grillo's Interview

"De toekomst van Europa volgens Beppe Grillo"

(Tegenlicht TV)

International Press Review

The New Yorker
"Beppe's Inferno"

Times
"The Comic Who Shook Italy"
(The video | Related post)

Forbes
"The Web Celeb 25"
(Related post)

BBC
"Meeting Italy's silenced satirist"

AlJazeera
People and power: "Beppe's Blog"

TIME magazine
TIME.com's First Annual Blog Index
(related post)