The first book written by J G Ballard the science fiction writer, was "The Wind from Nowhere". A wind that gets stronger and stronger, is blowing everywhere with an intensity that’s increasing day by day. It’s origin is unknown and the wind stops only when the last building on earth has been destroyed. Today this wind is money, money from nowhere, that is infecting the economies and the nations that are brought down by it. Money is created by the banks with the mechanism of the fractional reserve system. When a bank makes a loan it has a reserve backing it, but not completely. Let’s say that the bank has deposits of 1,000 euro and that the obligatory reserves for a loan corresponds to 10% of the amount loaned. Thus the bank could lend up to 10,000 euro even though it only has 1,000 euro. It has created 9.000 euro from nowhere. If all the customers of any particular banking institution were all to decide to withdraw their deposits on the same day, they would discover that the bank didn’t have enough money and the bank would go bust. The money in circulation no longer has any connection with reality. It’s estimated that the total debt in the world amounts to 200 trillion dollars, while world annual production, GDP, is 70 trillion, that is a third. An enormous bubble that sooner or later is destined to burst. To get out of this mess, it could be possible to substitute money created by the banks with money printed by the individual nations and with the obligation that loans are made only if they are completely covered by capital. Right now, we are sitting on top of a hurricane whose effects are of such enormous proportions that the human mind cannot comprehend them. Maurice Allais, an economist, and winner of the Nobel Memorial Prize, said “the ex nihilo creation of money by the banking system is identical to the creation of money by “counterfeiters,” the only difference being that those who profit are different“. Money from nowhere could end up with the destruction of nations. Like the wind, and then it suddenly stops.