The Great Big Boy

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A great big boy has written to me. One of the people aged twenty-thirty who take advantage of their parents’ house like a hotel and use their pensions for handouts. He has sent me a letter for the employee Minister Padoa Schioppa. To buy a house this big boy has to first pay 12,800 Euro in taxes, for the notary and to get connected to utilities. The State gives him no help.
An idea for our employee to be included in the Finance Bill: eliminate the taxes on the first house, the local property tax on the first house, the costs of a notary (for the official documents it would be enough to have an official of the town hall) and on getting connected to utilities.
We already pay its weight in gold for water, gas and electricity. Let the connection be at the expense of the company that has the concession and ENEL, who are making enormous profits on essential needs.

Dear Minister Padoa Schioppa,
I am a young man aged 30. I work as a labourer and I live in the outskirts of a big city and oh dear, I still live with my parents. The other day I heard your words on the TV. And I immediately identified myself as one of those whom you described as a “great big boy”, those thirty year olds whom you would like to “send out of the house”. I said to myself. “Great! Minister, you are right!” Thus I went off to my bank to get a mortgage. “Great! Minister, finally I’ll have my own house!”, I thought!
I earn 1,140 € a month plus a 13th and 14th month, which if they are spread out over 12 months guarantee me a monthly income of 1,330 €.
Given that the monthly repayments cannot be more than 1/3 of the income, I can allow myself repayments of 443 € a month.
With this repayment I can get a mortgage of € 85,850 Euro over 30 years (if I were to wait a bit longer, given my age, they wouldn’t give me a 30 year mortgage… Great! Minister, thanks for getting me to hurry!)
With my great calculations in my pocket, I decided to go straight away to a notary, to find out the likely costs of buying a house.
From the 85,850€, in fact I have to take off: - about 4,000 € in taxes for the purchase “just” 4,000 € given that it is my First House (Great! Minister, thanks)
- about 3,300 € for the Notary for the purchase
- about 3,300 € for the Notary for the mortgage
- about 3,000 € for connecting to the utilities water, gas and electricity
Making a total of about 12,800 €
OK that leaves me with 73,050 € for my little home!
I have to furnish it, obviously. I can’t be sleeping on the floor… So I went off to a furniture shop and there are lots of them. For now, I’ll make do with a kitchen, a table and 4 chairs, a two person sofa, a table for the TV, a big bed, a wardrobe and two bed-side tables…. The bare minimum. I know what I’m like. I can adapt.
7,500 € if I put the furniture together myself! Well… I thought it would be worse!
I’ve still got a good 65,550 € for my little house. That’s still 138 million of once upon a time! (Great! Minister, thanks)
I burst into an estate agency, the moment has arrived….
With 65,550 € they tell me I can buy:
- 2 garages measuring 28 m2. in the sub-basement of a condominium of 16 floors
- 2 large rooms (not adjoining each other) each measuring 21 m2 in the semi basement of the adjacent condominium.
For the smallest and cheapest home – a thirty year old two room place measuring 55 m2. on the first floor of a building that is 18/20 km from the city - I would have to spend 110,000 € !
I’m off home, Minister, back to my parents’ home, obviously!
I’ve done some quick calculations: if I’m to afford that two room place, I would have to :
- get into debt for 53 years, so that I would be making the final payment at the age of 83 (given that I’d get there)!
- or I’d have to earn 2,000 € a month!
Great! Minister, thanks!” A great big boy.

Posted by Beppe Grillo at 09:47 PM in | Comments (7)
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I had to move to France to escape such infamous situation...
I work as a Software Engineer into a public research firm (INRIA): the same context simply DOES NOT EXIST in Italy.

I earn a salary that permits me to pay my rent, to buy me a car, a notebook, and more in general to
stay by my self without leveraging on my parents.

Things must change. Things couldn't be worse.

Posted by: Valerio Schiavoni | October 23, 2007 03:56 PM


Laura

You are right

I want also to add that when you buy a house you put down some money which has been saved along the years.
In case you didn't save any money while living with your parents the cases are 2:

1) You give the money to your parents for different purposes (either helping them financially or for them to invest this money for you)

or

2) You are a moron which doesn't know what saving money means because you are squandering it away in shit you don't need.

Posted by: Giovanni Principe | October 18, 2007 10:13 PM


Ma guarda che per uscire di casa non e' certo necessario comprarsene una!!
perche' non provi a cercare qualcuno che venga in affitto con te?
non e' una cosa impossibile sai ;)

se uno ha veramente voglia di indipendenza un modo di uscire di casa lo trova, specialmente se ha uno stipendio come te!
Ma invece certo e' meglio rimanere a casa dove hai la pappa pronta e le bollette pagate e invocare come scusa il fatto di non poterti comprare una casa propria!

beh molti la casa se la comprano dopo sposati o quando hanno gia' 40 anni, e prima stanno in affitto!!!

Posted by: laura pentericci | October 18, 2007 06:10 PM


GUERRA CIVILE!!! AJO'!!
io vivo in inghilterra da due anni, sono veterinario e in sardegna non avevo speranza!!
Adesso guadagno piu' di 3500 € al mese, ho comprato macchina e soddisfatto un sacco di sfizi. La casa ancora no ma solo perche la mia ragazza (anche lei emigrante)vive in un'altra citta'...the future is bright!!
EMIGRATE ALL'ESTERO, FOLLI!!

Posted by: livio pittalis | October 18, 2007 04:42 PM


Mi complimento per il lavoro che ha svolto lo staff finora! :-) Qualunque inefficienza io abbia segnalato e' stata prontamente aggiustata.

Spero che succeda anche in questo caso ^____^

Il sistema attuale di risposta ad un commento, cona la generazione quindi di una discussione, e' inefficiente. La gente non e' invogliata ad usare questo strumento, perche' la sua risposta e' visibile solo se si clicca su "Discussione", e il commento rimane nella posizione del vecchio commento.

Propongo che le Discussioni siano espanse di default, e che la posizione del commento venga decisa dalla data della piu' recente risposta alla discussione, e non dalla data del commento iniziale.

Inoltre bisognerebbe aggiungere uno strumento di segnalazione dei commenti inappropriati anche alle risposte ad un commento.

Continuate cosi'!

PS: Lucas ha rovinato le ciliegie ripeto, Lucas ha rovinato le ciliegie :-PPPP

Posted by: Lucas Malor | October 18, 2007 12:47 PM


CHINA pop. 1,304.500.000
USA pop. 296,000.000
CANADA pop. 32,000.000

AREA ( KMsq, 1000) CHINA 9,326.4
USA 9,161,9
CANADA 9,093.5
IN CANADA, WHO ARE THE LANDLORDS WHO OWN SO MANY MILES OF SQUARES OF LAND?
HOW MUCH DID THEY PAY FOR?
HOW CAN THEY ARE ALLOWED TO OWN ALL OF THOSE LANDS?................WHILE THE MAJORITY OF 32 MILLION PEOPLE IN CANADA, DO NOT OWN NOT EVEN A SQUARE INCH OF LAND TO CALL THEYR OWN......AND THEY HAVE TO PAY THE RENT ANYWHERE THEY WALK OR SPOT OR THE PUT THEYR FEET ON, AND IF THE DON'T THEY HAVE TO SLEEP ON THE STREET.
THIS IS THE DEMOCRATIC SYSTEM ANGLOSASSON IN CANADA E USA! FEW PEOPLE OWN EVERETHING....AND THE MAJORITY.....OWNS NOTHING!.....BUT, ......LISTENING TO THESE "DOCTORS OF DEMOCRACY"......THIS IS THE REAL DEMOCRACY!

Posted by: G.Gesuardone | October 18, 2007 05:31 AM


MALEDETTO IL CANADA !
MALEDETTA L'AMERICA ANGLOSASSONE!
I POVERI DISGRAZIATI MIGRANTI CHE PER NECESSITA' SONO FINITI IN QUESTE TERRE, COME L'ALTRO IERI, ALL'AEROPORTO DI VANCOUVER, CANADA, un migrante dalla polonia, appena atterrato , dopo che ha dovuto aspettare tanto tempo per ragioni di controllo di immigrazione in canada, ha cominciato ad agitarsi e gettare oggetti e sedie per terra, forse peer motivi di perdita di pazienza e per questi sistemi di controllo in canada.....che ti fanno perdere tutti i sensi della ragione. E cosi, dopo che le guardie locali hanno chiamato la polizia, le rcmp, sono arrivate in 30 4 poliziotti e dopo che non sono riusciti a calmare e arrestare e mettere le manette a questo migrante.......lo hanno sparato in testa con colpi di "taser gun".(pistola elettronica) e il povero migrante e' morto. Giusto arrivato in canada per trasferirsi con la sua famiglia in canada per una vita migliore. E, due masi fa, un'altro giovane di 40 anni, a Vancouver, canada, e stato sparato dalla polizia in mezzo alla strada, perche'resisteva di essere arrestato, anche questo cittadino canadese accusato di essere agitato...come tante persone disabili di mente......l'unico crimine che stavano commettendo!.......essere disabili di mente che a volte sono agitati in pubblico e agiscono un po strano......come avviene in tutto il resto dei paesi del mondo.................ma non in canada! e stati uniti di merda!.....Ora la gente neanche e' avvisata.....e la situazione e' che bisogna fare attenzione ad aprire la bocca in pubblico che puoi essere accusato di causare una disturbanza e se qualcuno chiama la polizia....questi non fanno tante domande e se rispondi a loro, corri il rischio di essere sparato a morte come un cane!........Mi domando se qualcuno ha sentito mai di questo sistema democratico in nord-america di recente. Se questa e' democrazia......che non si puo' piu' aprire la bocca.......si salvi chi puo'!
Pero'.......ecco perche' ho scritto MALEDETTO IL CANADA E L'AMERICA ANGLOSASSONE!

Posted by: G.Gesuarldone | October 18, 2007 05:04 AM


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